Note 4 — Bania, Nema

The large majority of the Oswāls are Jain by religion, but a few are Vaishnava Hindus. Intermarriage between the Hindu and Jain sections is permitted. Like the Agarwālas, the Oswāls are divided into Bīsa, Dasa and Pacha sections or twenties, tens and fives, according to the purity of their lineage. The Pacha subcaste still permit the remarriage of widows. The three groups take food together but do not intermarry. In Bombay, Dasa Oswāls intermarry with the Dasa groups of Srimāli and Parwār Banias,4 and Oswāls generally can marry with other good Bania subcastes so long as both parties are Jains. The Oswāls are divided into eighty-four gotras or exogamous sections for purposes of marriage, a list of which is given by Mr. Crooke.5 Most of these cannot be recognised, but a few of them seem to be titular, as Lorha a caste which grows hemp, Nunia a salt-refiner, Seth a banker, Daftari an office-boy, Vaid a physician, Bhandāri a cook, and Kukara a dog. These may indicate a certain amount of admixture of foreign elements in the caste. As stated from Benāres, the exogamous rule is that a man cannot marry in his own section, and he cannot marry a girl whose father’s or mother’s section is the same as that of either his father or mother. This would bar the marriage of first cousins.