Note 237c-3 — Chapter III

In Galenberg-Grubenhagen only the Bauerhöfe subject to the common burthens were obliged to enter, in Hildesheim, all houses subject to taxation; in Darmstadt all house-owners who were allowed only a dominium utile. In Kurmark, the subjects of the estate might be compelled to enter by their lords, but could not be kept out. Of Prussian companies in 1846, entrance was compulsory only in those of East Prussia and Posen. In Würtemberg compulsion since 1773; confirmed in 1853. Also in Zurich, Jan. 24, 1832; in Schaffhausen Nov. 27, 1835. In Berne, only for state, municipal and mortgaged houses; for the latter only so far as it was not expressly left to the creditor. Introduced into Baden in 1807, after most of the parishes (Gemeinden) had voluntarily accepted it; confirmed in 1840. The provision that at least no judicial hypothecation should be made on an un-insured house is found in the Darmstadt law of 1777, § 13, and in that of Mainz of 1780, art. I, § 15. Rau, Lehrbuch, II, § 25 a., finds compulsion in the case of property in common and in that of property belonging to other persons very appropriate. It is a matter worthy of thought, that, in cities like Berlin, Breslau, Thorn and Stettin, compulsory fire insurance is still retained. In Upper Silesia, the abolition of compulsory provisions has had for effect to cause 52 per cent. of all buildings to be insured. (Press Zeitschr, 1867, 329).