Note 43 — Chapter XV

Mr. W—— gave me a copy of my insurance policy a few days before we left Fouchau, remarking at the time that, in case anything disastrous happened, I must not trouble about my luggage. Not being accustomed to business, and ignorant of the rights or duties of the insured, when Captain Maffit said that he could not save my property, I unfortunately repeated to him Mr. W——’s remark, saying, also, that I had the impression it would injure the policy if I took any one of the insured packages. The captain at once assured me that it was so, and that unless I left the whole number named in the document, I would get nothing. My loss was between two and three thousand dollars.